![]() With no physical card required to be present and a unique number generated every time, you’re less likely to have your information stolen for nefarious purposes. Also, each Apple Pay transaction uses a token in the form of a “device account number” to complete, and these are always unique. Before you can even make a payment, it needs to be authenticated with either Face ID or Touch ID on the device. ![]() With digital payments through something like Apple Pay, you don’t need to worry about any of that. If you swipe or insert your card in one of those skimmers, a thief can obtain your card information and use it to make purchases, create fake credit cards, or even sell the information on the dark web. ![]() The latter appears less common these days, despite the fact that many bag and wallet makers use “RFID blocking” as a selling point, but those skimming devices can be easily installed on various point-of-sale devices without anyone seeing or noticing. The problem with a physical card is the fact that someone could easily obtain the details of your card through skimming devices, either installed on a payment terminal waiting for the unsuspecting or through RFID. I was flabbergasted when I learned some of my in-laws don’t trust digital payments or wallets and think it’s worse than the plastic itself. Worried about security? You shouldn’t be Christine Romero-Chan / Digital Trends When is my phone getting Android 14? Here’s everything we know Your Pixel 7 is about to get a whole lot less buggy - here’s why Fitbit Versa 3ĥ things we’d love to see at Google I/O 2023 (but probably won’t)
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